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		<title>How to Save $640 a Year With Your Food!</title>
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		<pubDate>Fri, 03 Jul 2015 12:33:36 +0000</pubDate>
		<dc:creator><![CDATA[Valerie]]></dc:creator>
				<category><![CDATA[Finances]]></category>

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		<description><![CDATA[Do you throw away your left overs or food that you bought but did not eat?  Guess what, a recent study done by the American Chemistry Council found that the average American household throws away $640 annually in food!   Could you use that $640 for something else?  I bet you said yes!  So check out the details and see where you fall: 76% of participants throw away leftovers at least 1 time per month. 53% threw away leftovers weekly. 50%+ threw away food that they bought but did not eat. Even though they threw away food, 70% of the participants were bothered by wasting the food. So how can [&#8230;]]]></description>
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		<title>How to Make Some Extra Money</title>
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		<pubDate>Thu, 11 Jun 2015 18:56:25 +0000</pubDate>
		<dc:creator><![CDATA[Valerie]]></dc:creator>
				<category><![CDATA[Finances]]></category>

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		<description><![CDATA[Would you like to make some extra money &#8211; easily?!  If you have some things laying around that you want to get rid of, check out this informative video from the Today Show to let you know where you can get some extra money!  Check out the various websites you can go to, and some will come to you!]]></description>
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		<title>5 Tips for Writing a Budget You’ll Actually Stick To</title>
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		<pubDate>Sun, 07 Sep 2014 00:23:37 +0000</pubDate>
		<dc:creator><![CDATA[Valerie]]></dc:creator>
				<category><![CDATA[Finances]]></category>
		<category><![CDATA[Lessons for 20-Somethings]]></category>
		<category><![CDATA[Nicole Gartside]]></category>
		<category><![CDATA[Smartte Team Blog]]></category>

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		<description><![CDATA[Sure, I wrote a budget when I was in college – then glanced at it again a few months later and laughed. Even though my bank account was usually just a handful of change above empty by the end of the month, I could always survive off of whatever was in the fridge or convince my mom to send me a Starbucks gift card or two. But, when you’re on your own, there are suddenly many more important expenses that need to be taken care of on a regular basis: rent, insurance, and, yes, food. Budgeting is somewhat of a necessary evil, but, if you follow these easy tips, you [&#8230;]]]></description>
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		<title>Tips for My Financial Freedom Today!</title>
		<link>http://iamsmartte.com/tips-for-financial-freedom/</link>
		<comments>http://iamsmartte.com/tips-for-financial-freedom/#respond</comments>
		<pubDate>Sat, 30 Aug 2014 17:58:55 +0000</pubDate>
		<dc:creator><![CDATA[Autumn Waryjas]]></dc:creator>
				<category><![CDATA[Finances]]></category>

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		<description><![CDATA[Would you like to know how to SAVE money and to understand how to make more with just some simple knowledge?   No matter what your occupation, you will have to manage your money and knowledge is important to your financial success. Here are some basics for your financial freedom to start. Watch our Smartte Minute, or scroll down for more info! &#160; APR vs EAR: Do you know the difference between the APR and the Effective APR?   This is the rate or rates that you pay on your credit card balances. As you will see, it is best to make credit card decisions that have the lowest Effective APR [&#8230;]]]></description>
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		<title>Smartte Tips for My Financial Best Life!</title>
		<link>http://iamsmartte.com/tips-for-my-financial-freedom/</link>
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		<pubDate>Sun, 24 Aug 2014 00:44:56 +0000</pubDate>
		<dc:creator><![CDATA[Valerie]]></dc:creator>
				<category><![CDATA[Finances]]></category>

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		<description><![CDATA[Check out this Smartte Minute and learn some great tips to help you reach your financial Best!  Tips include how to chose a credit card, maintaining balances and your credit score.  For more details, click on the Smartte Financial Tips for My BEST Life! Click here to be a Smartte Insider and subscribe to the Smartte Newsletter TODAY!]]></description>
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